指個人或公司擁有的有價值資源或財產。
會計/金融
EN: All the property and resources owned by a person or company.
翻譯: 個人或公司所擁有的全部財產與資源。
個人特質
EN: A useful or valuable quality, skill, or person.
翻譯: 有用或有價值的特質、技能或人才。
法律
EN: The property available for payment of debts or legacies.
翻譯: 可用於償還債務或遺產分配的財產。
小提醒：注意單複數：'asset' 是可數名詞，通常以複數形式 'assets' 出現，指總體財產或資源。
點擊下方的 US / UK 按鈕可播放發音。
Real-life Examples of "Assets" from YouTube Videos
Wingham Rowan: A new kind of job market
TED
“If you're a Wall Street trader, you now take it for granted that you sell your financial assets in a system of markets that identifies the most profitable opportunities for you in real time, executes on that in microseconds within the boundaries you've set.”
1. valuable items or property owned by a person or company
個人或公司擁有的有價值的物品或財產
The company's assets include several office buildings and a fleet of vehicles.
該公司的資產包括數棟辦公大樓和一支車隊。
He had to list all his assets for the loan application.
他必須為貸款申請列出他所有的資產。
2. the total resources of a person or organization, especially that can be used to pay debts
個人或組織的總資源，尤指可用於償還債務的部分
After selling his business, his total assets exceeded two million dollars.
出售他的生意後，他的總資產超過了兩百萬美元。
The bank will assess your assets and liabilities before approving the mortgage.
銀行在批准抵押貸款前會評估你的資產和負債。
3. a useful or valuable quality, skill, or person
有用或有價值的品質、技能或人
Her fluency in three languages is a major asset in her international career.
她能流利使用三種語言，這對她的國際職業生涯是一大優勢。
The new manager is a real asset to our team.
新經理是我們團隊真正的寶貴人才。
4. items owned by a business that have economic value (accounting)
企業擁有並具有經濟價值的項目（會計用語）
Current assets, such as cash and inventory, are listed on the balance sheet.
流動資產，例如現金和存貨，會列在資產負債表上。
The firm's fixed assets include machinery and land.
該公司的固定資產包括機械和土地。
| Pattern | Meaning | Example |
|---|---|---|
| assets + of + [person/organization] | （某人/組織）的資產 | The company disclosed the assets of its former CEO. (該公司披露了其前執行長的資產。) |
| liquid/frozen/tangible assets | 流動/凍結/有形資產 | They needed to sell some liquid assets to cover the emergency expense. (他們需要出售一些流動資產來支付緊急開支。) |
| list/declare/manage + assets | 列出/申報/管理資產 | All applicants must declare their financial assets. (所有申請者必須申報其金融資產。) |
| a portfolio of assets | 資產組合 | The fund manages a diverse portfolio of assets. (該基金管理著一個多元化的資產組合。) |
| assets and liabilities | 資產與負債 | The balance sheet shows the company's assets and liabilities. (資產負債表顯示了公司的資產與負債。) |
| personal/business assets | 個人/商業資產 | He kept his personal assets separate from the business. (他將個人資產與商業資產分開管理。) |
EN:His ability to stay calm under pressure is a great asset to the team.
翻譯:他在壓力下保持冷靜的能力是團隊的一大優點。
EN:They are selling some assets to raise cash.
翻譯:他們正在出售一些資產以籌集現金。
EN:This old building is considered a historical asset to the city.
翻譯:這棟舊建築被視為這座城市的歷史資產。
總結來說，談論多項財產資源時使用複數的 assets，指單一有價項目或優點時則使用單數的 asset。
assets vs asset
「assets」是「asset」的複數形式，通常指個人或公司的全部財產或資源總和；「asset」則是單數，指單一有價值的項目或優點。
assets vs property
「assets」涵蓋所有有價值的資源，包括現金、投資、智慧財產等；「property」通常特指不動產（如土地、建築物）或有形財產。
assets vs liabilities
在會計學中，「assets」（資產）是公司擁有的有價資源；「liabilities」（負債）是公司欠他人的債務。兩者在資產負債表上相對。
在對話中，當引述或轉述他人對資產的看法時，常會使用這個詞。 EN: He was always going on about his "assets" and investments. 翻譯: 他以前總是滔滔不絕地談論他的「資產」和投資。
EN:She said her biggest asset was her team, not the equipment.
翻譯:她說她最大的資產是她的團隊，而不是那些設備。
在非正式談話中，有時會用這個詞來強調某人或某物的價值或優勢。 EN: In this job, your ability to stay calm is your greatest asset. 翻譯: 在這份工作中，你能保持冷靜的能力就是你最大的資產。
EN:Don't underestimate him—his network is a huge asset.
翻譯:別小看他——他的人脈可是一項巨大的資產。
在思考或組織語句時，偶爾會用這個詞作為填充詞，引出後續的解釋或例子。 EN: So, looking at our assets... we should probably consider selling the old warehouse. 翻譯: 所以，考慮到我們的資產...我們或許應該考慮賣掉那個舊倉庫。
EN:Her main asset, you know, is her incredible creativity.
翻譯:她主要的資產，你知道的，就是她驚人的創造力。
請注意：在正式書寫或商業報告中，應避免將 "assets" 用於上述口語的停頓填充或過於隨意的語氣強調，以保持文體的專業與嚴謹性。
liquid assets
adjective + assets
流動資產；可迅速變現的資產
frozen assets
adjective + assets
凍結資產
tangible assets
adjective + assets
有形資產
intangible assets
adjective + assets
無形資產
to seize assets
verb + assets
扣押資產
to manage assets
verb + assets
管理資產
net assets
adjective + assets
淨資產
a pool of assets
a pool of + assets
資產池；一批資產
×He has a valuable assets.
✓He has a valuable asset. / He has valuable assets.
"Assets" 是複數名詞，不可與單數不定冠詞 "a" 連用。指單一有價值的項目時，應使用單數形式 "asset"。
×The assets of the company is increasing.
✓The company's assets are increasing.
使用所有格 "company's" 比 "assets of the company" 更為自然簡潔。同時，主詞 "assets" 為複數，動詞應使用 "are"。
×The game developer created many new 3D assets for the project.
✓The game developer created many new 3D assets for the project. (This is correct in a digital/gaming context)
在一般財務或商業語境中，"assets" 主要指有價值的財產或資源。但在數位內容（如遊戲、軟體）領域，"assets"（常譯為「素材」或「資產」）指圖像、模型、音效等檔案，這是正確的專業用法，並非錯誤。學習者需注意語境區分。
×Manager is responsible for managing assets.
✓The manager is responsible for managing the assets.
在指特定、已知的資產或經理時，通常需要定冠詞 "the"。泛指時可用 "a manager" 和 "assets"（無冠詞），但例句中通常指特定情境下的特定對象。
×Our total assets exceeds one million dollars.
✓Our total assets exceed one million dollars.
"Assets" 是複數名詞，即使前面有 "total" 修飾，動詞仍需使用複數形式。
×Her fluency in three languages is a great assets to the team.
✓Her fluency in three languages is a great asset to the team.
當 "asset" 用作比喻，指「有價值的人或特質」時，為可數名詞。此處為單數概念，應使用 "a great asset"。